Spacious two-story house with landscaped front yard

About California Home Appraisals

Founded in Lincoln, California, California Home Appraisals Inc. has grown to become a top-tier provider of residential appraisal services across the Greater Sacramento region. Our certified, FHA-approved team brings professionalism, speed, and precision to every assignment—whether for divorce, estate, tax appeals, or FSBO transactions. With thousands of appraisals completed, we’ve built our reputation on trust, integrity, and personalized service that meets the unique needs of every client.

At California Home Appraisals, we combine deep local knowledge, industry expertise, and a commitment to service that has made us one of the most trusted residential appraisal companies in the Greater Sacramento region. Led by Certified Appraiser Gary Muma, our team delivers accurate, defensible valuations that are backed by a no-nonsense, client-first approach.

A modern two-story house with a grey exterior, front yard, and double garage, illuminated at dusk with wet pavement reflecting the lights.
Row of modern suburban homes with garages, manicured lawns, and a clear sky.

Meet Gary Muma -

Founder & Certified Appraiser

Gary Muma is the driving force behind California Home Appraisals. With over a two decades of experience as a certified appraiser and seasoned real estate consultant, Gary brings a rare level of insight and authority to every valuation. Known for his sharp market knowledge and no-nonsense approach, he’s helped thousands of clients navigate some of life’s most sensitive financial moments with confidence and clarity.

Gary is also a educator and leads training sessions for realtors and real estate professionals throughout Northern California, offering insight into appraisal processes, FHA guidelines, and market trends—with a touch of humor to keep it real:).

When he’s not working, he like to spend time with his wife and 2 kids—traveling to spots like Disneyland, Yosemite, Yellowstone, and Maui—or staying active by hiking, biking, playing basketball, and pickleball. He also dreams of playing in a rock band someday but for now he’s learning guitar on the side:)

Family of four standing on a beach with water and sailboats in the background, all wearing leis and casual summer clothes.